Posts Tagged ‘Insurance Companies’

How to Choose a Personal Injury Attorney

February 1st, 2010



If you’ve been injured through someone’s negligence, don’t rely on the insurance companies to compensate you. You need a personal injury lawyer who represents you.
The insurance companies have many lawyers, whose job is to make the insurance payout as low as possible.


· They may offer you a quick settlement check

· Don’t accept it

· Don’t sign anything they present to you, without first consulting a personal injury attorney who represents you
Don’t delay

Statutes of limitation vary in length. Personal injury cases can be complex and lengthy, requiring much discovery and much expert testimony on medical questions. So you want to get the process started as soon as possible, to avoid disqualification from an expired statute of limitation.
If you’re severely injured, ask a friend to get it started for you. A friend could collect a list of names and write up a list of questions that you devise together. A friend could even make initial calls and set up interviews for you.
First find some candidates

· Ask your friends if they know of any good personal injury attorneys. They may have stories to tell, either recommending a lawyer or warning you off.

· Look online; do a search for personal injury lawyers in your location, and examine their websites.
· Call the Texas Bar Association, or your city bar association.

· Look in the phone book if it’s important to find one very close by.
When you have a list of candidates, start calling them to set up interviews.

You can already start assessing these lawyers when their phones are answered. How does this person treat you? Their degree of courtesy and helpfulness will be important if you choose this lawyer, as you’ll be calling periodically to give information or request it. So you want to choose a lawyer whose staff is professional and helpful.
Ask lots of questions

Have your list of questions written down. As you talk with the lawyer and understand the answers he gives, check off each question. If you don’t understand the answer, ask more questions until you do.
Among your questions, include these:

· How many cases has the lawyer handled that involved the same type of injury as yours? You want to choose one who already has working relationships with the appropriate experts

· Has the lawyer taken any of these cases to trial, and if so, how many, and how many did he win?

· The more he’s won, the more likely it will be that he’ll win for you, because his reputation will be known by the insurance company lawyers.

· Insurance companies would usually rather settle out of court for more money than risk a court case that brings them negative press or an even bigger settlement amount

· Is the law firm offering a “no recovery, no fee or costs” deal? If not, move on. You want a lawyer who’ll cover the costs of investigation and negotiation, and possible costs of a trial, rather than charging you as things proceed. When you obtain a settlement, the lawyer can keep a specified percentage of it to reimburse himself for those costs. This is known as a contingency fee.
Choose an attorney who has time for you
As you interview each candidate, notice whether they seem to respect you. Are they listening to you? Are they willing to take this time with you, to understand your position and injuries? If you get the sense that the lawyer’s too busy for you, move on.
When you hire a lawyer, you’re paying him or her for a service. Why pay someone for shoddy service? You want a person who’ll:

· Establish a clear arrangement with you up front regarding fees and costs

· Return your phone calls promptly

· Keep you updated on the progress of your case

· Provide you with copies of all documents

By: Sara Goldstein


Personal Injury Attorney Reveals Secrets For Your Auto Accident Injury Claim

January 28th, 2010



In my experience representing thousands of injured victims, I believe that there is no such thing as a “perfect” case. Each one has its challenges to overcome and requires hard work no matter the size. Here are some secrets that insurance companies don’t want you to know because they are hoping that you will commit one or more of these mistakes.

• SECRET 1. Get enough information at the accident scene. Failing to get all important information at the accident scene can virtually ruin your case. If you don’t get names and addresses of the people involved, it puts you at a significant disadvantage in trying to determine fault and figure out what insurance might be available. If you fail to get the correct information about one of the cars involved while you are standing at the scene of the accident, you may never be able to get it again! Also, sometimes a surveillance camera will record the incident, or a 911 tape will be made. These tapes are often recorded over and the evidence forever lost within days. Therefore, the sooner someone investigates the accident, the better. The more time that goes by, the more evidence disappears, never to be found.

• SECRET 2. Do not wait to see a doctor. If you are hurt, you need to see a doctor. Period. As discussed earlier, all injuries caused by the accident must be proved with evidence. This requires a medical provider documenting your symptoms and recommended treatment. If you delay seeking treatment or help from a medical professional, it suggests that you weren’t hurt and raises a question to the insurance company of whether you were injured at all.

• SECRET 3. Do not exaggerate your symptoms. One of the most important factors in your case is how you present as a witness. Will the jury or arbitrator believe you and what you say? Your story has to be supported by the evidence in your case. Usually that means that your complaints are in line with the opinions of your treatment providers. Otherwise, the jury may decide that you are faking or exaggerating. A jury will be particularly harsh to a plaintiff whom they perceive to be a “whiner” or who is playing them for money.

• SECRET 4. Be totally honest with your attorney. Nearly every aspect of your life will be examined once you make a claim for bodily injury. This includes your work history, your medical history, your lifestyle, your background, and family life. Your attorney needs to know everything-the good, the bad, and the ugly. I can’t protect you from something unless I know about it. The time to find out about a blemish in your work history or a criminal conviction you had is not when you’re being deposed or at examined at trial. It is vitally important that you are upfront and honest with your attorney. A defense attorney will mine for details during discovery and the information will likely come out at some point. The insurance companies have endless resources to find out everything about you. Your attorney will be able to deal with that past firing or other challenge as long as he or she knows about it.

By: Jason G. Epstein

Who Needs a Personal Injury Attorney?

January 27th, 2010



Have you ever wondered who needs personal injury lawyers? You may be surprised how many people could use the help of such a professional. Many people have had experiences in their lives that, if they had contacted an attorney, would have been much easier to manage than they have been. A lawyer cannot make your experiences go away, but they can help you get the compensation that you deserve if you have suffered injury or loss due to the actions or in-actions of another person or entity.

The people who need an Arizona personal injury attorney are those who have been involved in vehicular accident that was not their fault. Many people who are involved in these accidents find that they lose a lot in the way of material belongings, time with their family, money because they have to seek medical attention, and time at work. The result is that the accident costs them a lot and when they start battling the insurance companies they decide to just give up and pick up the pieces of their life that are left and try to move on. The fact of the matter is that with the help of an attorney they don’t have to give up, they can get what is owed to them.

In Arizona, people who have suffered injury to action, inaction, or negligence of another person need the help of an Arizona personal injury lawyers. If you have been hurt or have suffered losses because of the actions or in-actions of another person or entity, than you should be able to seek compensation for your losses. When you try to do this on your own you may find that people will just not deal with you, but you don’t have to settle for this. You need to get some professional help, someone who can help you navigate through the legal system so you get what is owed to you.

It can be really intimidating to try to get what is owed to you for an injury or accident that was not your fault, but you don’t simply have to give up. You can get the help of a Scottsdale personal injury lawyer, or one that lives in your neighborhood to help you get through it. You will be surprised how much more quickly people respond to your demands for repayment of your losses when you have a qualified lawyer by your side. There are great personal injury lawyers in all areas of the country, so be sure that you get someone by your side as you navigate the legal system and get what is owed to you! When you have missed work, gone through a lot of pain, and have had to spend your own money to recover, you are owed compensation!

By: Caitlina Fuller